The Influence of Loan To Deposit Ratio And Operating Costs Operating Income To Return On Assets At PT. Bank Negara Indonesia (Persero), tbk.
DOI:
https://doi.org/10.58191/jomel.v3i2.151Keywords:
Loan to deposit ratio (LDR), Biaya Operasional Pendapatan Operasional (BOPO) Return On Asset (ROA)Abstract
The purpose of this study was to determine the effect of the loan to deposit ratio and operational costs of operating income on Return On Assets at PT. Bank Negara Indonesia (Persero), Tbk. The type of data used in this research is quantitative data. Source of data used in this research is secondary. The data analysis method used is descriptive analysis, multiple linear regression, r, r, t test and F test. From the results of the research that has been done, the results of the equation are Y = 5.93 + 0.03 X1 - 0.089 X2. Partially the loan to deposit ratio has a positive and insignificant effect on return on assets, for operational costs and operating income it has a negative and significant effect, and simultaneously a significant effect on return on assets at PT. Bank Negara Indonesia (Persero), TbkReferences
Irawati. 2006. Manajemen Keuangan Perusahaan (Konsep Aplikasi). PT Grafindo Persada.
Ida Ayu Adiatmayani. 2018. Profitabilitas Pertumbuhan Laba Pada Perusahaan Manufaktur Sektor Tekstil Dan Garmen Periode 2017-2020
Jessy D.L.Warangan. 2022 ,Pengaruh, BOPO dan LDR Terhadap Profitabilitas Pertumbuhan Laba Pada Perusahaan Manufaktur Sektor Tekstil Dan Garmen Periode 2017-2020
Dendawijaya, Lukman, 2014. Manajemen Perbankan. Cetakan Ketiga. Ghalia Indonesia. Jakarta.
Kasmir, 2017. Analisis Laporan Keuangan Integrated and Comprehensive Edition. PT Grasindo, Jakarta
Sutrisno. 2018. Manajemen Keuangan,PT. Gramedia Pustaka Utama.Bandung.
Suryadi.Purwanto. 2011. Manajemen Keuangan ,PT. Gramedia Pustaka Utama.Bandung.
Sugiyono, 2018. Metodologi Penelitian Manajemen. CV alfabeta, Bandung.
