The Influence of Risk Management on Financial Performance in the Banking Industry in Indonesia

Authors

  • Lasty Agustuty STIE Tri Dharma Niusantara
  • Riza Praditha STIE Tri Dharma Nusantara
  • Hariyanti STIE Tri Dharma Nusantara

DOI:

https://doi.org/10.58191/jomel.v4i1.251

Keywords:

financial performance, banking risk

Abstract

This research aims to examine the effect of risk management (credit risk, operational risk, liquidity risk and market risk) on financial performance (ROA) in the banking industry in Indonesia. The sample used in this research was 37 banking industries in Indonesia from 2019 -2022. The analysis method used is multiple regression of Eviews data. The research results show that credit risk (NPL), operational risk (BOPO), liquidity risk (LDR), have a negative and significant effect on financial performance (ROA) while market risk (NIM) has a positive and significant effect on financial performance (ROA).

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Published

2024-02-27

How to Cite

Agustuty, L., Praditha, R., & Hariyanti. (2024). The Influence of Risk Management on Financial Performance in the Banking Industry in Indonesia. Jurnal Online Manajemen ELPEI, 4(1), 888–896. https://doi.org/10.58191/jomel.v4i1.251

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Section

Articles