Difinubun, Muhamad Fagi. “Risk Management of Providing People’s Business Credit in Banking”. Jurnal Online Manajemen ELPEI 4, no. 1 (February 19, 2024): 809–815. Accessed April 18, 2026. https://jurnal.stim-lpi.ac.id/index.php/Jomel/article/view/225.